Staying Informed ...
This page provides updates from Sanitas Wealth Management and resources clients may find helpful.
Market and Key Economic Release Reviews
Articles and Education
Over the last decade, inflation has run below the long-term average. As a result, many investors are ignoring the potential impact of inflation on long-term planning decisions. This brief article examines the risk of ignoring inflation, and what could potentially be done to plan for inflation.
Investors frequently expect investment advisors to be able to pick winners. This brief article focuses on the overall performance of equity mutual funds, the inability of past performance to provide a consistent signal for future outperformance, and generally the difficult task of picking winners.
As consumers of products and services, we are often swayed by the “shiny object,” something which is attractive and distracts us from focusing on other less desirable characteristics of the offering. In this article I examine two investment shiny objects – the star manager and tactical portfolios.
After a period of relative calm in the markets, in recent days the increase in volatility in the stock market has resulted in renewed anxiety for many investors. This article examines the frequency of intrayear drawdowns and recovery, along with how missing just a few good trading days can impact investor long term returns.
There are many market anomalies which have led to trading rules and myths. One such rule is the January Effect, which states that if the market has a negative return in January, the remainder of the year will be negative as well. But how consistent has this rule been? This brief article evaluates the actual historical predictive value of the January Effect.
This article focuses on the tax consequences of common charitable donations including common deductible contributions and non-deductible contributions. In addition, I look at keeping donations local as well as moving from charitable donations to a more philanthropic orientation.
Science has delivered amazing medical advances over the last decade. However, as medical advancements improve health outcomes and stretch our lives, it becomes more likely that we will all live longer with chronic conditions. It is necessary to plan for these longer lifetimes, whether for retirement income and living expenses or for long term care expenses.
The US stock market has delivered an average annual return of around 10% since 1926. But short-term results may vary, and in any given period stock returns can be positive, negative, or flat. When setting expectations, it’s helpful to see the range of outcomes experienced by investors historically. For example, how often have the stock market’s annual returns actually aligned with its long-term average?
It will soon be the 10-year anniversary of when, in early October 2007, the S&P 500 Index hit what was its highest point before losing more than half its value over the next year and a half during the global financial crisis. What are the lessons to be learned?
In the world of investment management there is an oft-discussed idea that blindfolded monkeys throwing darts at pages of stock listings can select portfolios that will do just as well, if not better, than both the market and the average portfolio constructed by professional money managers. If this is true, why might it be the case?
The costs you expect to pay are likely to be an important factor in selecting an investment strategy. Some of these costs are easily observed, and others are more difficult to assess. A good advisor can help investors look beyond any one cost metric and instead evaluate the total cost of ownership of an investment program.
Unlike bond prices, which tend to go down when yields go up, stock prices might rise or fall with changes in interest rates. Should stock investors worry about changes in interest rates? Research shows there isn’t a clear link.
Learn more about Dimensional Funds and its academic roots.
Chairman and Co-CEO David Booth and others talk about the firm’s founding and close ties to the academic community.
Independent financial advisors explain that half of the world’s investment opportunities exist outside of the US, and not investing internationally may cause you to miss out on these opportunities and the diversification benefits they provide.